Saturday, September 28, 2013

The Not-So-Affordable Care Act

We were assured, when the ACA was passed, that all Americans would have affordable insurance that would cover their medical costs.  That, apparently, is not true:

http://www.nbcnews.com/health/some-say-obamacares-affordable-coverage-isnt-affordable-them-4B11241833

Not only will some people have to pay out of pocket and wait for the subsidies, there's another sneaky little problem.  When the government is calculating whether the insurance your employer offers is "affordable,"  they look at what it costs just to cover you-even if you have a family to cover.  They don't look at what it costs to cover your family.  You may be able to afford coverage for yourself-but not for your family.  Don't count on getting affordable coverage if you are in the middle class.

Some of you may be thinking, Doc Rugrat's in the medical field; I bet Doc has good insurance.  And you're right.  But not all of my family and friends are that lucky.  And if I have family and friends who are in trouble, they can't be alone.  Unfortunately, even if the ACA were reversed right now, it's too late.  Companies that raised their premiums aren't going to lower them again.  We must find a way out of this mess.

No comments:

Post a Comment